Ranch home in Deltona, FL
A Ranch home in Deltona, FL, it offers 2 bedrooms and 2 bathrooms across 883 square feet. Its Ranch character defines the property's look.
| Price | $269,900 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 883 |
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| Architectural style | Ranch (70% match) |
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| Address | 1646 HASTINGS DRIVE, Deltona, FL 32725 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $270K, this home is 46% below the $499K median for 601 similar Ranch homes in Miami, FL.
- That works out to $306 per square foot, 5% above the $292 comparable rate.
- New to market (4 days), so expect competition.
| This home | $269,900 |
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| Ranch median in Miami, FL | $499,090 (601 homes) |
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| Price per sq ft | $306 vs. $292 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,783/month with 20% down at a 7.28% 30-year fixed rate. You would need about $76,424 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,477/mo |
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| Property tax (new-buyer reassessed rate) | $205/mo |
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| Homeowners insurance | $101/mo |
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| Total monthly | $1,783/mo |
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| Down payment (20%) | $53,980 |
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| Income needed | $76,424/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A (87 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A (87/100) |
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| Beats renting in | 66% of modeled paths |
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| Modeled 5-yr equity (median) | $196,033 |
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| Range (10th to 90th pct) | $134,024 to $270,759 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in Miami, FL have risen about 30% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia