Mediterranean home in 31918 N 20th Ln Phoenix, AZ
A Mediterranean home in Phoenix, AZ, it offers 4 bedrooms and 4 bathrooms. Its Mediterranean character defines the property's look.
| Price | $899,000 |
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| Beds | 4 |
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| Baths | 4 |
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| Architectural style | Mediterranean (53% match) |
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| Address | 31918 N 20th Ln Phoenix, AZ 85085 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced above comparable homes.
- At $899K, this home is 13% above the $795K median for 360 similar Mediterranean homes in Phoenix, AZ.
- On the market 12 days.
No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,722/month with 20% down at a 7.28% 30-year fixed rate. You would need about $245,248 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,921/mo |
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| Property tax (new-buyer reassessed rate) | $464/mo |
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| Homeowners insurance | $337/mo |
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| Total monthly | $5,722/mo |
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| Down payment (20%) | $179,800 |
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| Income needed | $245,248/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (75 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (75/100) |
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| Beats renting in | 37% of modeled paths |
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| Modeled 5-yr equity (median) | $535,372 |
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| Range (10th to 90th pct) | $342,162 to $760,617 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Phoenix, AZ where local data is thin.
Local home values
Typical home values in Phoenix, AZ have risen about 8% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto