Colonial home in Naperville, IL
This Colonial home in Naperville, IL offers 4 bedrooms and 2.5 bathrooms across 2,458 square feet. The Colonial styling carries through the home's design.
| Price | $665,000 |
|---|
| Beds | 4 |
|---|
| Baths | 2.5 |
|---|
| Sqft | 2458 |
|---|
| Architectural style | Colonial (54% match) |
|---|
| Address | 821 Timber Trail Dr, Naperville, IL 60565 |
|---|
Why buy this home
- Confirmed Colonial architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $665K, this home is 17% below the $800K median for 254 similar Colonial homes in Chicago, IL.
- That works out to $271 per square foot, 11% below the $306 comparable rate.
- New to market (3 days), so expect competition.
| This home | $665,000 |
|---|
| Colonial median in Chicago, IL | $800,000 (254 homes) |
|---|
| Price per sq ft | $271 vs. $306 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,042/month with 20% down at a 7.28% 30-year fixed rate. You would need about $216,088 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,640/mo |
|---|
| Property tax (new-buyer reassessed rate) | $1,153/mo |
|---|
| Homeowners insurance | $249/mo |
|---|
| Total monthly | $5,042/mo |
|---|
| Down payment (20%) | $133,000 |
|---|
| Income needed | $216,088/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (52 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (52/100) |
|---|
| Beats renting in | 3% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $272,252 |
|---|
| Range (10th to 90th pct) | $148,028 to $421,517 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia