Cottage / Storybook home in Louisville, KY
This 800-square-foot Cottage home in Louisville, KY includes 2 bedrooms and 1 bathroom. Its Cottage character defines the property's look.
| Price | $249,000 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 800 |
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| Architectural style | Cottage / Storybook (40% match) |
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| Address | 900 Lydia St, Louisville, KY 40217 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $249K, this home is 14% below the $290K median for 265 similar Cottage / Storybook homes in Louisville, KY.
- That works out to $311 per square foot, 65% above the $188 comparable rate.
- On the market 12 days.
| This home | $249,000 |
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| Cottage / Storybook median in Louisville, KY | $289,900 (265 homes) |
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| Price per sq ft | $311 vs. $188 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,635/month with 20% down at a 7.28% 30-year fixed rate. You would need about $70,062 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,363/mo |
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| Property tax (new-buyer reassessed rate) | $178/mo |
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| Homeowners insurance | $93/mo |
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| Total monthly | $1,635/mo |
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| Down payment (20%) | $49,800 |
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| Income needed | $70,062/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (65/100) |
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| Beats renting in | 18% of modeled paths |
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| Modeled 5-yr equity (median) | $122,118 |
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| Range (10th to 90th pct) | $71,946 to $179,369 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia