Cottage / Storybook home in Minneapolis, MN
This 1,064-square-foot Cottage home in Minneapolis, MN includes 3 bedrooms and 1 bathroom. The Cottage styling carries through the home's design.
| Price | $347,900 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 1064 |
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| Architectural style | Cottage / Storybook (33% match) |
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| Address | 4605 Clinton Ave, Minneapolis, MN 55419 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $348K, this home is 7% below the $375K median for 226 similar Cottage / Storybook homes in Minneapolis, MN.
- That works out to $327 per square foot, 30% above the $251 comparable rate.
- New to market (7 days), so expect competition.
| This home | $347,900 |
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| Cottage / Storybook median in Minneapolis, MN | $375,000 (226 homes) |
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| Price per sq ft | $327 vs. $251 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,357/month with 20% down at a 7.28% 30-year fixed rate. You would need about $100,996 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,904/mo |
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| Property tax (new-buyer reassessed rate) | $322/mo |
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| Homeowners insurance | $130/mo |
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| Total monthly | $2,357/mo |
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| Down payment (20%) | $69,580 |
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| Income needed | $100,996/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (55 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (55/100) |
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| Beats renting in | 6% of modeled paths |
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| Modeled 5-yr equity (median) | $146,029 |
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| Range (10th to 90th pct) | $79,774 to $221,110 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Minneapolis, MN where local data is thin.
Local home values
Typical home values in Minneapolis, MN have risen about 11% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow