Cottage / Storybook home in Naples, FL
This 2,422-square-foot Cottage home in Naples, FL includes 3 bedrooms and 2.5 bathrooms. The Cottage styling carries through the home's design.
| Price | $899,000 |
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| Beds | 3 |
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| Baths | 2.5 |
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| Sqft | 2422 |
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| Architectural style | Cottage / Storybook (35% match) |
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| Address | 3620 Pilot CIR, Naples, FL 34120 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $899K, this home is 6% above the $850K median for 61 similar Cottage / Storybook homes in Naples, FL.
- That works out to $371 per square foot, 20% below the $462 comparable rate.
- On the market 12 days.
| This home | $899,000 |
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| Cottage / Storybook median in Naples, FL | $850,000 (61 homes) |
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| Price per sq ft | $371 vs. $462 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,940/month with 20% down at a 7.28% 30-year fixed rate. You would need about $254,559 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,921/mo |
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| Property tax (new-buyer reassessed rate) | $682/mo |
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| Homeowners insurance | $337/mo |
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| Total monthly | $5,940/mo |
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| Down payment (20%) | $179,800 |
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| Income needed | $254,559/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 32% of modeled paths |
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| Modeled 5-yr equity (median) | $519,326 |
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| Range (10th to 90th pct) | $322,196 to $743,706 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Naples, FL where local data is thin.
Local home values
Typical home values in Naples, FL have risen about 23% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia