Cottage / Storybook home in 319 W Alamar Ave Santa Barbara, CA
A Cottage home in Santa Barbara, CA, it offers 3 bedrooms and 2 bathrooms across 1,111 square feet. The Cottage styling carries through the home's design.
| Price | $1,650,000 |
|---|
| Beds | 3 |
|---|
| Baths | 2 |
|---|
| Sqft | 1111 |
|---|
| Architectural style | Cottage / Storybook (44% match) |
|---|
| Address | 319 W Alamar Ave Santa Barbara, CA 93105 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced in line with the area.
- The median for 22 similar Cottage / Storybook homes in Santa Barbara, CA is $1.6M.
- That works out to $1485 per square foot, 22% above the $1220 comparable rate.
- On the market 13 days.
| This home | $1,650,000 |
|---|
| Cottage / Storybook median in Santa Barbara, CA | $1,650,000 (22 homes) |
|---|
| Price per sq ft | $1,485 vs. $1,220 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $11,300/month with 20% down at a 7.28% 30-year fixed rate. You would need about $484,301 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $9,032/mo |
|---|
| Property tax (new-buyer reassessed rate) | $1,650/mo |
|---|
| Homeowners insurance | $619/mo |
|---|
| Total monthly | $11,300/mo |
|---|
| Down payment (20%) | $330,000 |
|---|
| Income needed | $484,301/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (68 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (68/100) |
|---|
| Beats renting in | 20% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $896,868 |
|---|
| Range (10th to 90th pct) | $561,939 to $1,311,018 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto