Cottage / Storybook home in Inlet Beach, FL
This Cottage home in Inlet Beach, FL offers 5 bedrooms and 5.5 bathrooms across 3,355 square feet. It sits within the greater St. Petersburg, FL area.
| Price | $2,795,000 |
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| Beds | 5 |
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| Baths | 5.5 |
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| Sqft | 3355 |
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| Architectural style | Cottage / Storybook (66% match) |
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| Address | 11 Dulce Ln, Inlet Beach, FL 32461 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $2.8M, this home is 470% above the $490K median for 69 similar Cottage / Storybook homes in St. Petersburg, FL.
- That works out to $833 per square foot, 125% above the $371 comparable rate.
- New to market (7 days), so expect competition.
| This home | $2,795,000 |
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| Cottage / Storybook median in St. Petersburg, FL | $489,990 (69 homes) |
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| Price per sq ft | $833 vs. $371 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $18,467/month with 20% down at a 7.28% 30-year fixed rate. You would need about $791,428 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $15,299/mo |
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| Property tax (new-buyer reassessed rate) | $2,120/mo |
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| Homeowners insurance | $1,048/mo |
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| Total monthly | $18,467/mo |
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| Down payment (20%) | $559,000 |
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| Income needed | $791,428/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (76 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (76/100) |
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| Beats renting in | 38% of modeled paths |
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| Modeled 5-yr equity (median) | $1,682,317 |
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| Range (10th to 90th pct) | $1,087,128 to $2,409,593 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Miami, FL where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Trulia