Townhouse / Rowhouse home in Philadelphia, PA
This 929-square-foot Townhouse home in Philadelphia, PA includes 2 bedrooms and 1 bathroom. Its Townhouse character defines the property's look.
| Price | $160,000 |
|---|
| Beds | 2 |
|---|
| Baths | 1 |
|---|
| Sqft | 929 |
|---|
| Architectural style | Townhouse / Rowhouse (86% match) |
|---|
| Address | 705 N De Kalb St, Philadelphia, PA 19104 |
|---|
Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $160K, this home is 44% below the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- That works out to $172 per square foot, 19% below the $213 comparable rate.
- On the market 17 days.
| This home | $160,000 |
|---|
| Townhouse / Rowhouse median in Philadelphia, PA | $285,000 (3575 homes) |
|---|
| Price per sq ft | $172 vs. $213 comps median |
|---|
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,134/month with 20% down at a 7.28% 30-year fixed rate. You would need about $48,620 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $876/mo |
|---|
| Property tax (new-buyer reassessed rate) | $199/mo |
|---|
| Homeowners insurance | $60/mo |
|---|
| Total monthly | $1,134/mo |
|---|
| Down payment (20%) | $32,000 |
|---|
| Income needed | $48,620/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (50 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (50/100) |
|---|
| Beats renting in | 4% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $61,625 |
|---|
| Range (10th to 90th pct) | $34,203 to $95,571 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia