home in Fort Collins, CO
This home in Fort Collins, CO offers 3 bedrooms and 2 bathrooms across 1,634 square feet.
| Price | $700,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1634 |
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| Address | 401 Orilla Del Lago, Fort Collins, CO 80524 |
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Why buy this home
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,392/month with 20% down at a 7.28% 30-year fixed rate. You would need about $188,211 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,832/mo |
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| Property tax (new-buyer reassessed rate) | $298/mo |
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| Homeowners insurance | $262/mo |
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| Total monthly | $4,392/mo |
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| Down payment (20%) | $140,000 |
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| Income needed | $188,211/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
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| Beats renting in | 17% of modeled paths |
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| Modeled 5-yr equity (median) | $336,352 |
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| Range (10th to 90th pct) | $204,845 to $499,009 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Fort Collins, CO where local data is thin.
Local home values
Typical home values in Fort Collins, CO have risen about 11% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow