Ranch home in PALO ALTO, CA
Set in PALO ALTO, CA, this Ranch home provides 3 bedrooms and 1 bathroom across 1,097 square feet. It sits within the greater San Francisco, CA area.
| Price | $2,698,000 |
|---|
| Beds | 3 |
|---|
| Baths | 1 |
|---|
| Sqft | 1097 |
|---|
| Architectural style | Ranch (55% match) |
|---|
| Address | 4072 Sutherland DR, PALO ALTO, CA 94303 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $2.7M, this home is 35% above the $2M median for 1004 similar Ranch homes in San Francisco, CA.
- That works out to $2459 per square foot, 115% above the $1145 comparable rate.
- New to market (4 days), so expect competition.
| This home | $2,698,000 |
|---|
| Ranch median in San Francisco, CA | $1,995,000 (1004 homes) |
|---|
| Price per sq ft | $2,459 vs. $1,145 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $18,478/month with 20% down at a 7.28% 30-year fixed rate. You would need about $791,905 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $14,768/mo |
|---|
| Property tax (new-buyer reassessed rate) | $2,698/mo |
|---|
| Homeowners insurance | $1,012/mo |
|---|
| Total monthly | $18,478/mo |
|---|
| Down payment (20%) | $539,600 |
|---|
| Income needed | $791,905/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (78 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (78/100) |
|---|
| Beats renting in | 44% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $1,785,357 |
|---|
| Range (10th to 90th pct) | $1,160,903 to $2,508,879 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Francisco, CA where local data is thin.
Local home values
Typical home values in San Francisco, CA have risen about 2% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately