Prairie home in Elkhorn, NE
Set in Elkhorn, NE, this Prairie home provides 4 bedrooms and 3.5 bathrooms across 2,970 square feet. It sits within the greater Omaha, NE area.
| Price | $525,000 |
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| Beds | 4 |
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| Baths | 3.5 |
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| Sqft | 2970 |
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| Architectural style | Prairie (92% match) |
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| Address | 20503 Howe St, Elkhorn, NE 68022 |
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Why buy this home
- Confirmed Prairie architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $525K, this home is 32% above the $399K median for 649 similar Prairie homes in Omaha, NE.
- That works out to $177 per square foot, 1% below the $178 comparable rate.
- New to market (3 days), so expect competition.
| This home | $525,000 |
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| Prairie median in Omaha, NE | $399,000 (649 homes) |
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| Price per sq ft | $177 vs. $178 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,784/month with 20% down at a 7.28% 30-year fixed rate. You would need about $162,158 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,874/mo |
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| Property tax (new-buyer reassessed rate) | $713/mo |
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| Homeowners insurance | $197/mo |
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| Total monthly | $3,784/mo |
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| Down payment (20%) | $105,000 |
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| Income needed | $162,158/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 4% of modeled paths |
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| Modeled 5-yr equity (median) | $216,652 |
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| Range (10th to 90th pct) | $118,560 to $329,295 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Omaha, NE where local data is thin.
Local home values
Typical home values in Omaha, NE have risen about 24% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia