Mediterranean home in Destin, FL
A Mediterranean home in Destin, FL, it offers 3 bedrooms and 3 bathrooms across 2,181 square feet. Its Mediterranean character defines the property's look.
| Price | $824,900 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 2181 |
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| Architectural style | Mediterranean (46% match) |
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| Address | 4086 Indian Trail, Destin, FL 32541 |
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Why buy this home
- Confirmed Mediterranean architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $825K, this home is 33% below the $1.2M median for 51 similar Mediterranean homes in Destin, FL.
- That works out to $378 per square foot, 9% below the $416 comparable rate.
| This home | $824,900 |
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| Mediterranean median in Destin, FL | $1,238,999 (51 homes) |
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| Price per sq ft | $378 vs. $416 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $5,450/month with 20% down at a 7.28% 30-year fixed rate. You would need about $233,577 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,515/mo |
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| Property tax (new-buyer reassessed rate) | $626/mo |
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| Homeowners insurance | $309/mo |
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| Total monthly | $5,450/mo |
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| Down payment (20%) | $164,980 |
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| Income needed | $233,577/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 15% of modeled paths |
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| Modeled 5-yr equity (median) | $402,192 |
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| Range (10th to 90th pct) | $234,016 to $598,551 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Estately