Cottage / Storybook home in Buffalo, NY
This 1,280-square-foot Cottage home in Buffalo, NY includes 3 bedrooms and 2 bathrooms. The Cottage styling carries through the home's design.
| Price | $249,999 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1280 |
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| Architectural style | Cottage / Storybook (44% match) |
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| Address | 309 Washington Ave, Buffalo, NY 14217 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $250K, this home is 4% above the $239K median for 146 similar Cottage / Storybook homes in Buffalo, NY.
- That works out to $195 per square foot, 4% above the $187 comparable rate.
- On the market 20 days.
| This home | $249,999 |
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| Cottage / Storybook median in Buffalo, NY | $239,450 (146 homes) |
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| Price per sq ft | $195 vs. $187 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,821/month with 20% down at a 7.28% 30-year fixed rate. You would need about $78,021 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,368/mo |
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| Property tax (new-buyer reassessed rate) | $358/mo |
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| Homeowners insurance | $94/mo |
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| Total monthly | $1,821/mo |
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| Down payment (20%) | $50,000 |
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| Income needed | $78,021/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (65 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (65/100) |
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| Beats renting in | 15% of modeled paths |
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| Modeled 5-yr equity (median) | $128,775 |
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| Range (10th to 90th pct) | $78,776 to $188,373 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Buffalo, NY where local data is thin.
Local home values
Typical home values in Buffalo, NY have risen about 32% over the past 5 years (+4% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow