Ranch home in Louisville, KY
Set in Louisville, KY, this Ranch home provides 3 bedrooms and 1 bathroom across 1,000 square feet. The Ranch styling carries through the home's design.
| Price | $199,900 |
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| Beds | 3 |
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| Baths | 1 |
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| Sqft | 1000 |
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| Architectural style | Ranch (58% match) |
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| Address | 10906 Albion Dr, Louisville, KY 40272 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $200K, this home is 27% below the $275K median for 1350 similar Ranch homes in Louisville, KY.
- That works out to $200 per square foot, 16% above the $172 comparable rate.
- On the market 53 days, longer than usual here, so the seller may be open to offers.
| This home | $199,900 |
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| Ranch median in Louisville, KY | $275,000 (1350 homes) |
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| Price per sq ft | $200 vs. $172 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,312/month with 20% down at a 7.28% 30-year fixed rate. You would need about $56,246 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,094/mo |
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| Property tax (new-buyer reassessed rate) | $143/mo |
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| Homeowners insurance | $75/mo |
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| Total monthly | $1,312/mo |
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| Down payment (20%) | $39,980 |
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| Income needed | $56,246/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $95,250 |
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| Range (10th to 90th pct) | $56,692 to $141,113 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow