Adobe / Pueblo / Southwestern home in Albuquerque, NM
An Adobe home in Albuquerque, NM, it offers 3 bedrooms and 3 bathrooms across 2,380 square feet. The Adobe styling carries through the home's design.
| Price | $510,000 |
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| Beds | 3 |
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| Baths | 3 |
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| Sqft | 2380 |
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| Architectural style | Adobe / Pueblo / Southwestern (100% match) |
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| Address | 4908 Northern Trl NW, Albuquerque, NM 87120 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $510K, this home is 34% above the $380K median for 2065 similar Adobe / Pueblo / Southwestern homes in Albuquerque, NM.
- That works out to $214 per square foot, 6% below the $228 comparable rate.
- On the market 13 days.
| This home | $510,000 |
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| Adobe / Pueblo / Southwestern median in Albuquerque, NM | $380,000 (2065 homes) |
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| Price per sq ft | $214 vs. $228 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,323/month with 20% down at a 7.28% 30-year fixed rate. You would need about $142,407 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,792/mo |
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| Property tax (new-buyer reassessed rate) | $340/mo |
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| Homeowners insurance | $191/mo |
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| Total monthly | $3,323/mo |
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| Down payment (20%) | $102,000 |
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| Income needed | $142,407/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
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| Beats renting in | 13% of modeled paths |
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| Modeled 5-yr equity (median) | $230,799 |
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| Range (10th to 90th pct) | $132,900 to $350,794 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Albuquerque, NM where local data is thin.
Local home values
Typical home values in Albuquerque, NM have risen about 29% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia