Cottage / Storybook home in Portland, OR
A Cottage home in Portland, OR, it offers 3 bedrooms and 2 bathrooms across 2,204 square feet. The Cottage styling carries through the home's design.
| Price | $750,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 2204 |
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| Architectural style | Cottage / Storybook (46% match) |
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| Address | 3145 SE Franklin St, Portland, OR 97202 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $750K, this home is 26% above the $595K median for 593 similar Cottage / Storybook homes in Portland, OR.
- That works out to $340 per square foot, 7% above the $319 comparable rate.
- On the market 24 days.
| This home | $750,000 |
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| Cottage / Storybook median in Portland, OR | $595,000 (593 homes) |
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| Price per sq ft | $340 vs. $319 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,968/month with 20% down at a 7.28% 30-year fixed rate. You would need about $212,905 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $4,105/mo |
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| Property tax (new-buyer reassessed rate) | $581/mo |
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| Homeowners insurance | $281/mo |
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| Total monthly | $4,968/mo |
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| Down payment (20%) | $150,000 |
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| Income needed | $212,905/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (55 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (55/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $314,755 |
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| Range (10th to 90th pct) | $178,718 to $479,862 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Portland, OR where local data is thin.
Local home values
Typical home values in Portland, OR have risen about 6% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow