home in Amherst, NY
This home in Amherst, NY offers 4 bedrooms and 1.5 bathrooms across 1,802 square feet. It sits within the greater Buffalo, NY area.
| Price | $359,900 |
|---|
| Beds | 4 |
|---|
| Baths | 1.5 |
|---|
| Sqft | 1802 |
|---|
| Address | 309 Bernhardt Dr, Amherst, NY 14226 |
|---|
Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,621/month with 20% down at a 7.28% 30-year fixed rate. You would need about $112,320 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,970/mo |
|---|
| Property tax (new-buyer reassessed rate) | $516/mo |
|---|
| Homeowners insurance | $135/mo |
|---|
| Total monthly | $2,621/mo |
|---|
| Down payment (20%) | $71,980 |
|---|
| Income needed | $112,320/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 12% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $177,869 |
|---|
| Range (10th to 90th pct) | $106,441 to $259,826 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Buffalo, NY where local data is thin.
Local home values
Typical home values in Buffalo, NY have risen about 32% over the past 5 years (+4% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia