Townhouse / Rowhouse home in PHILADELPHIA, PA
This 1,791-square-foot Townhouse home in PHILADELPHIA, PA includes 4 bedrooms and 2 bathrooms. Notable features include a guest house / adu. The Townhouse styling carries through the home's design.
| Price | $279,900 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1791 |
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| Architectural style | Townhouse / Rowhouse (91% match) |
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| Address | 547 Van Kirk Street, PHILADELPHIA, PA 19120 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Features: guest house / ADU.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced in line with the area.
- At $280K, this home is 2% below the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- That works out to $156 per square foot, 27% below the $213 comparable rate.
| This home | $279,900 |
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| Townhouse / Rowhouse median in Philadelphia, PA | $285,000 (3575 homes) |
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| Price per sq ft | $156 vs. $213 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,985/month with 20% down at a 7.28% 30-year fixed rate. You would need about $85,054 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,532/mo |
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| Property tax (new-buyer reassessed rate) | $348/mo |
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| Homeowners insurance | $105/mo |
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| Total monthly | $1,985/mo |
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| Down payment (20%) | $55,980 |
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| Income needed | $85,054/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (55 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (55/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $117,297 |
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| Range (10th to 90th pct) | $64,613 to $178,603 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately