home in Richmond, VA
A home in Richmond, VA, it offers 3 bedrooms and 2 bathrooms across 1,828 square feet.
| Price | $374,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1828 |
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| Address | 2207 3rd Ave, Richmond, VA 23222 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
- New to market (5 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,464/month with 20% down at a 7.28% 30-year fixed rate. You would need about $105,621 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,052/mo |
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| Property tax (new-buyer reassessed rate) | $272/mo |
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| Homeowners insurance | $141/mo |
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| Total monthly | $2,464/mo |
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| Down payment (20%) | $74,980 |
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| Income needed | $105,621/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (82 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (82/100) |
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| Beats renting in | 52% of modeled paths |
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| Modeled 5-yr equity (median) | $248,129 |
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| Range (10th to 90th pct) | $166,011 to $346,871 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Richmond, VA where local data is thin.
Local home values
Typical home values in Richmond, VA have risen about 27% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia