Townhouse / Rowhouse home in Jersey City, NJ
This Townhouse multifamily home in Jersey City, NJ offers 5 bedrooms and 2 bathrooms. Its Townhouse character defines the property's look.
| Price | $499,999 |
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| Beds | 5 |
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| Baths | 2 |
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| Architectural style | Townhouse / Rowhouse (72% match) |
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| Address | 129 Stevens Ave, Jersey City, NJ 07305 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $500K, this home is 35% below the $772K median for 314 similar Townhouse / Rowhouse homes in Bayonne, NJ.
- On the market 67 days, longer than usual here, so the seller may be open to offers.
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,854/month with 20% down at a 7.28% 30-year fixed rate. You would need about $165,150 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,737/mo |
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| Property tax (new-buyer reassessed rate) | $929/mo |
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| Homeowners insurance | $187/mo |
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| Total monthly | $3,854/mo |
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| Down payment (20%) | $100,000 |
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| Income needed | $165,150/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (58 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (58/100) |
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| Beats renting in | 5% of modeled paths |
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| Modeled 5-yr equity (median) | $227,256 |
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| Range (10th to 90th pct) | $130,266 to $337,949 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow