home in Charlotte, NC
This home in Charlotte, NC offers 3 bedrooms and 2.5 bathrooms across 1,602 square feet.
| Price | $319,900 |
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| Beds | 3 |
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| Baths | 2.5 |
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| Sqft | 1602 |
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| Address | 9217 Bella Ricci Pl, Charlotte, NC 28262 |
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Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
- New to market (2 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,090/month with 20% down at a 7.28% 30-year fixed rate. You would need about $89,554 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,751/mo |
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| Property tax (new-buyer reassessed rate) | $219/mo |
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| Homeowners insurance | $120/mo |
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| Total monthly | $2,090/mo |
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| Down payment (20%) | $63,980 |
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| Income needed | $89,554/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 34% of modeled paths |
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| Modeled 5-yr equity (median) | $187,225 |
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| Range (10th to 90th pct) | $119,655 to $268,858 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Charlotte, NC where local data is thin.
Local home values
Typical home values in Charlotte, NC have risen about 22% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia