Adobe / Pueblo / Southwestern home in Phoenix, AZ
Set in Phoenix, AZ, this Adobe home provides 3 bedrooms and 2 bathrooms across 1,662 square feet. The Adobe styling carries through the home's design.
| Price | $454,890 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1662 |
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| Architectural style | Adobe / Pueblo / Southwestern (57% match) |
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| Address | 4642 N Gracie Ln, Phoenix, AZ 85037 |
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Why buy this home
- Confirmed Adobe / Pueblo / Southwestern architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced in line with the area.
- At $455K, this home is 3% below the $469K median for 408 similar Adobe / Pueblo / Southwestern homes in Phoenix, AZ.
- That works out to $274 per square foot, 7% below the $295 comparable rate.
- On the market 11 days.
| This home | $454,890 |
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| Adobe / Pueblo / Southwestern median in Phoenix, AZ | $468,740 (408 homes) |
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| Price per sq ft | $274 vs. $295 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,896/month with 20% down at a 7.28% 30-year fixed rate. You would need about $124,095 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,490/mo |
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| Property tax (new-buyer reassessed rate) | $235/mo |
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| Homeowners insurance | $171/mo |
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| Total monthly | $2,896/mo |
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| Down payment (20%) | $90,978 |
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| Income needed | $124,095/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A+ (96 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A+ (96/100) |
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| Beats renting in | 89% of modeled paths |
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| Modeled 5-yr equity (median) | $409,276 |
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| Range (10th to 90th pct) | $290,729 to $549,466 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Phoenix, AZ where local data is thin.
Local home values
Typical home values in Phoenix, AZ have risen about 8% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia