Victorian / Queen Anne home in Louisville, KY
Set in Louisville, KY, this Victorian home provides 2 bedrooms and 2 bathrooms across 2,288 square feet. Its Victorian character defines the property's look.
| Price | $165,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 2288 |
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| Architectural style | Victorian / Queen Anne (31% match) |
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| Address | 1069 E Oak St, Louisville, KY 40204 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $165K, this home is 54% below the $358K median for 118 similar Victorian / Queen Anne homes in Louisville, KY.
- That works out to $72 per square foot, 55% below the $160 comparable rate.
- On the market 49 days, longer than usual here, so the seller may be open to offers.
| This home | $165,000 |
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| Victorian / Queen Anne median in Louisville, KY | $357,500 (118 homes) |
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| Price per sq ft | $72 vs. $160 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,083/month with 20% down at a 7.28% 30-year fixed rate. You would need about $46,427 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $903/mo |
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| Property tax (new-buyer reassessed rate) | $118/mo |
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| Homeowners insurance | $62/mo |
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| Total monthly | $1,083/mo |
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| Down payment (20%) | $33,000 |
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| Income needed | $46,427/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (54 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (54/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $68,100 |
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| Range (10th to 90th pct) | $37,150 to $103,233 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Louisville, KY where local data is thin.
Local home values
Typical home values in Louisville, KY have risen about 22% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia