Ranch home in Sacramento, CA
This Ranch home in Sacramento, CA offers 4 bedrooms and 3 bathrooms across 2,339 square feet. Standout details include kitchen island, open floor plan, and walk-in closet.
| Price | $711,500 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 2339 |
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| Architectural style | Ranch (72% match) |
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| Address | 1512 Speckled Dace Way, Sacramento, CA 95832 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Features: kitchen island, open floor plan, walk-in closet.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $712K, this home is 58% above the $449K median for 1479 similar Ranch homes in Sacramento, CA.
- That works out to $304 per square foot, 11% below the $340 comparable rate.
| This home | $711,500 |
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| Ranch median in Sacramento, CA | $449,000 (1479 homes) |
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| Price per sq ft | $304 vs. $340 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,873/month with 20% down at a 7.28% 30-year fixed rate. You would need about $208,836 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,895/mo |
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| Property tax (new-buyer reassessed rate) | $712/mo |
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| Homeowners insurance | $267/mo |
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| Total monthly | $4,873/mo |
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| Down payment (20%) | $142,300 |
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| Income needed | $208,836/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A- (84 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A- (84/100) |
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| Beats renting in | 56% of modeled paths |
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| Modeled 5-yr equity (median) | $508,625 |
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| Range (10th to 90th pct) | $341,755 to $705,108 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Sacramento, CA where local data is thin.
Local home values
Typical home values in Sacramento, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately