Ranch home in TAMPA, FL
A Ranch home in TAMPA, FL, it offers 5 bedrooms and 2 bathrooms across 2,255 square feet. Its Ranch character defines the property's look.
| Price | $649,900 |
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| Beds | 5 |
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| Baths | 2 |
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| Sqft | 2255 |
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| Architectural style | Ranch (75% match) |
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| Address | 3104 W Osborne Avenue, TAMPA, FL 33614 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $650K, this home is 57% above the $415K median for 647 similar Ranch homes in Tampa, FL.
- That works out to $288 per square foot, 3% above the $280 comparable rate.
- On the market 35 days.
| This home | $649,900 |
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| Ranch median in Tampa, FL | $415,000 (647 homes) |
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| Price per sq ft | $288 vs. $280 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,294/month with 20% down at a 7.28% 30-year fixed rate. You would need about $184,025 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,557/mo |
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| Property tax (new-buyer reassessed rate) | $493/mo |
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| Homeowners insurance | $244/mo |
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| Total monthly | $4,294/mo |
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| Down payment (20%) | $129,980 |
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| Income needed | $184,025/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A (92 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A (92/100) |
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| Beats renting in | 79% of modeled paths |
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| Modeled 5-yr equity (median) | $530,846 |
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| Range (10th to 90th pct) | $375,831 to $720,983 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Tampa, FL where local data is thin.
Local home values
Typical home values in Tampa, FL have risen about 18% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately