Ranch home in 6475 Malcolm Dr San Diego, CA
A Ranch home in San Diego, CA, it offers 4 bedrooms and 3 bathrooms across 3,170 square feet. Its Ranch character defines the property's look.
| Price | $1,295,000 |
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| Beds | 4 |
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| Baths | 3 |
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| Sqft | 3170 |
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| Architectural style | Ranch (74% match) |
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| Address | 6475 Malcolm Dr San Diego, CA 92115 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $1.3M, this home is 30% above the $995K median for 588 similar Ranch homes in San Diego, CA.
- That works out to $409 per square foot, 41% below the $698 comparable rate.
| This home | $1,295,000 |
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| Ranch median in San Diego, CA | $994,950 (588 homes) |
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| Price per sq ft | $409 vs. $698 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $8,869/month with 20% down at a 7.28% 30-year fixed rate. You would need about $380,103 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $7,088/mo |
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| Property tax (new-buyer reassessed rate) | $1,295/mo |
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| Homeowners insurance | $486/mo |
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| Total monthly | $8,869/mo |
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| Down payment (20%) | $259,000 |
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| Income needed | $380,103/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 30% of modeled paths |
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| Modeled 5-yr equity (median) | $770,828 |
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| Range (10th to 90th pct) | $497,799 to $1,091,770 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward San Diego, CA where local data is thin.
Local home values
Typical home values in San Diego, CA have risen about 22% over the past 5 years (+0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto