Townhouse / Rowhouse home in Philadelphia, PA
This Townhouse home in Philadelphia, PA offers 6 bedrooms and 3 bathrooms across 2,540 square feet. The Townhouse styling carries through the home's design.
| Price | $425,000 |
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| Beds | 6 |
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| Baths | 3 |
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| Sqft | 2540 |
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| Architectural style | Townhouse / Rowhouse (71% match) |
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| Address | 5125 Spruce St, Philadelphia, PA 19139 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $425K, this home is 49% above the $285K median for 3575 similar Townhouse / Rowhouse homes in Philadelphia, PA.
- That works out to $167 per square foot, 22% below the $213 comparable rate.
| This home | $425,000 |
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| Townhouse / Rowhouse median in Philadelphia, PA | $285,000 (3575 homes) |
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| Price per sq ft | $167 vs. $213 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,013/month with 20% down at a 7.28% 30-year fixed rate. You would need about $129,146 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,326/mo |
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| Property tax (new-buyer reassessed rate) | $528/mo |
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| Homeowners insurance | $159/mo |
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| Total monthly | $3,013/mo |
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| Down payment (20%) | $85,000 |
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| Income needed | $129,146/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $214,478 |
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| Range (10th to 90th pct) | $130,378 to $317,448 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Philadelphia, PA where local data is thin.
Local home values
Typical home values in Philadelphia, PA have risen about 28% over the past 5 years (+3% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia