Ranch home in 2013 Pratt Hwy Birmingham, AL
Set in Birmingham, AL, this Ranch home provides 3 bedrooms and 2 bathrooms across 1,584 square feet. The Ranch styling carries through the home's design.
| Price | $149,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1584 |
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| Architectural style | Ranch (45% match) |
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| Address | 2013 Pratt Hwy Birmingham, AL 35214 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $150K, this home is 17% below the $180K median for 414 similar Ranch homes in Birmingham, AL.
- That works out to $95 per square foot, 16% below the $113 comparable rate.
- On the market 13 days.
| This home | $149,900 |
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| Ranch median in Birmingham, AL | $179,900 (414 homes) |
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| Price per sq ft | $95 vs. $113 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $928/month with 20% down at a 7.28% 30-year fixed rate. You would need about $39,769 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $821/mo |
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| Property tax (new-buyer reassessed rate) | $51/mo |
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| Homeowners insurance | $56/mo |
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| Total monthly | $928/mo |
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| Down payment (20%) | $29,980 |
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| Income needed | $39,769/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 25% of modeled paths |
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| Modeled 5-yr equity (median) | $72,835 |
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| Range (10th to 90th pct) | $43,575 to $108,354 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Movoto