Ranch home in Boyes Hot Springs, CA
This Ranch condo in Boyes Hot Springs, CA offers 2 bedrooms and 1 bathroom across 808 square feet. The Ranch styling carries through the home's design.
| Price | $649,950 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 808 |
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| Architectural style | Ranch (42% match) |
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| Address | 303 W Thomson Ave, Boyes Hot Springs, CA 95476 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on HomeFinder.
Is this a good buy?
Priced below comparable homes.
- At $650K, this home is 35% below the $995K median for 80 similar Ranch homes in Sonoma, CA.
- That works out to $804 per square foot, 20% above the $669 comparable rate.
- On the market 18 days.
| This home | $649,950 |
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| Ranch median in Sonoma, CA | $995,000 (80 homes) |
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| Price per sq ft | $804 vs. $669 comps median |
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It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,451/month with 20% down at a 7.28% 30-year fixed rate. You would need about $190,770 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,558/mo |
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| Property tax (new-buyer reassessed rate) | $650/mo |
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| Homeowners insurance | $244/mo |
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| Total monthly | $4,451/mo |
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| Down payment (20%) | $129,990 |
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| Income needed | $190,770/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (59 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (59/100) |
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| Beats renting in | 9% of modeled paths |
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| Modeled 5-yr equity (median) | $290,496 |
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| Range (10th to 90th pct) | $168,373 to $438,914 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Napa, CA where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on HomeFinder