Cottage / Storybook home in 384 Joaquin Rd #35 Mammoth Lakes, CA
This Cottage condo in Mammoth Lakes, CA offers 2 bedrooms and 3 bathrooms across 1,232 square feet. The listing highlights mountain view, deck / patio, and vaulted / high ceilings.
| Price | $699,000 |
|---|
| Beds | 2 |
|---|
| Baths | 3 |
|---|
| Sqft | 1232 |
|---|
| Architectural style | Cottage / Storybook (49% match) |
|---|
| Address | 384 Joaquin Rd #35 Mammoth Lakes, CA 93546 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Features: deck / patio, mountain view, vaulted / high ceilings.
- Links directly to the original source listing on Movoto.
Is this a good buy?
Priced below comparable homes.
- At $699K, this home is 13% below the $799K median for 9 similar Cottage / Storybook homes in Mammoth Lakes, CA.
- That works out to $567 per square foot, 3% below the $585 comparable rate.
- The asking price has already been cut about 5%, a sign the seller is motivated.
| This home | $699,000 |
|---|
| Cottage / Storybook median in Mammoth Lakes, CA | $799,000 (9 homes) |
|---|
| Price per sq ft | $567 vs. $585 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,787/month with 20% down at a 7.28% 30-year fixed rate. You would need about $205,167 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,826/mo |
|---|
| Property tax (new-buyer reassessed rate) | $699/mo |
|---|
| Homeowners insurance | $262/mo |
|---|
| Total monthly | $4,787/mo |
|---|
| Down payment (20%) | $139,800 |
|---|
| Income needed | $205,167/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 14% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $334,783 |
|---|
| Range (10th to 90th pct) | $196,770 to $499,354 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward US where local data is thin.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Movoto