Cottage / Storybook home in Centerville, MA
This 674-square-foot Cottage home in Centerville, MA includes 2 bedrooms and 1 bathroom. The Cottage styling carries through the home's design.
| Price | $509,900 |
|---|
| Beds | 2 |
|---|
| Baths | 1 |
|---|
| Sqft | 674 |
|---|
| Architectural style | Cottage / Storybook (60% match) |
|---|
| Address | 64 Harrison Rd, Centerville, MA 02632 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on HomeFinder.
Is this a good buy?
Priced below comparable homes.
- At $510K, this home is 55% below the $1.1M median for 6 similar Cottage / Storybook homes in Barnstable, MA.
- That works out to $757 per square foot, 40% above the $542 comparable rate.
- On the market 30 days.
| This home | $509,900 |
|---|
| Cottage / Storybook median in Barnstable, MA | $1,122,500 (6 homes) |
|---|
| Price per sq ft | $757 vs. $542 comps median |
|---|
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,467/month with 20% down at a 7.28% 30-year fixed rate. You would need about $148,571 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,791/mo |
|---|
| Property tax (new-buyer reassessed rate) | $484/mo |
|---|
| Homeowners insurance | $191/mo |
|---|
| Total monthly | $3,467/mo |
|---|
| Down payment (20%) | $101,980 |
|---|
| Income needed | $148,571/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
|---|
| Beats renting in | 15% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $247,235 |
|---|
| Range (10th to 90th pct) | $146,076 to $366,585 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on HomeFinder