Townhouse / Rowhouse home in Baltimore, MD
This Townhouse home in Baltimore, MD offers 3 bedrooms and 1 bathroom. The Townhouse styling carries through the home's design.
| Price | $20,000 |
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| Beds | 3 |
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| Baths | 1 |
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| Architectural style | Townhouse / Rowhouse (95% match) |
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| Address | 1734 Montpelier St, Baltimore, MD 21218 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $20K, this home is 91% below the $235K median for 2521 similar Townhouse / Rowhouse homes in Baltimore, MD.
- On the market 11 days.
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. No square footage is listed, so the per-square-foot comparison is not available. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $135/month with 20% down at a 7.28% 30-year fixed rate. You would need about $5,777 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $109/mo |
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| Property tax (new-buyer reassessed rate) | $18/mo |
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| Homeowners insurance | $8/mo |
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| Total monthly | $135/mo |
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| Down payment (20%) | $4,000 |
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| Income needed | $5,777/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 7% of modeled paths |
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| Modeled 5-yr equity (median) | $8,060 |
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| Range (10th to 90th pct) | $4,428 to $12,319 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Baltimore, MD where local data is thin.
Local home values
Typical home values in Baltimore, MD have risen about 15% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia