Cape Cod home in Barnstable, MA
This Cape Cod home in Barnstable, MA offers 3 bedrooms and 2 bathrooms across 1,706 square feet. The Cape Cod styling carries through the home's design.
| Price | $975,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1706 |
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| Architectural style | Cape Cod (55% match) |
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| Address | 227 Bumps River Road, Barnstable, MA 02630 |
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Why buy this home
- Confirmed Cape Cod architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little above the area.
- At $975K, this home is 6% above the $919K median for 322 similar Cape Cod homes in Barnstable, MA.
- That works out to $572 per square foot, 10% above the $520 comparable rate.
- New to market (3 days), so expect competition.
| This home | $975,000 |
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| Cape Cod median in Barnstable, MA | $919,000 (322 homes) |
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| Price per sq ft | $572 vs. $520 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $6,629/month with 20% down at a 7.28% 30-year fixed rate. You would need about $284,088 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $5,337/mo |
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| Property tax (new-buyer reassessed rate) | $926/mo |
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| Homeowners insurance | $366/mo |
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| Total monthly | $6,629/mo |
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| Down payment (20%) | $195,000 |
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| Income needed | $284,088/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 14% of modeled paths |
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| Modeled 5-yr equity (median) | $466,429 |
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| Range (10th to 90th pct) | $279,919 to $697,759 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice.
Local home values
Typical home values in United States have risen about 20% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the national market, not this specific home.
View this home on Zillow