Cottage / Storybook home in Jacksonville, FL
A Cottage home in Jacksonville, FL, it offers 4 bedrooms and 2 bathrooms across 1,667 square feet. The Cottage styling carries through the home's design.
| Price | $449,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1667 |
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| Architectural style | Cottage / Storybook (31% match) |
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| Address | 1653 PERSHING Road, Jacksonville, FL 32205 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced above comparable homes.
- At $449K, this home is 95% above the $230K median for 286 similar Cottage / Storybook homes in Jacksonville, FL.
- That works out to $269 per square foot, 48% above the $182 comparable rate.
- On the market 18 days.
| This home | $449,000 |
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| Cottage / Storybook median in Jacksonville, FL | $230,000 (286 homes) |
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| Price per sq ft | $269 vs. $182 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,967/month with 20% down at a 7.28% 30-year fixed rate. You would need about $127,138 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,458/mo |
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| Property tax (new-buyer reassessed rate) | $340/mo |
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| Homeowners insurance | $168/mo |
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| Total monthly | $2,967/mo |
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| Down payment (20%) | $89,800 |
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| Income needed | $127,138/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (73 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (73/100) |
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| Beats renting in | 32% of modeled paths |
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| Modeled 5-yr equity (median) | $253,771 |
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| Range (10th to 90th pct) | $157,939 to $368,213 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow