Ranch home in NAPLES, FL
Set in NAPLES, FL, this Ranch home provides 5 bedrooms and 5 bathrooms across 3,295 square feet. The Ranch styling carries through the home's design.
| Price | $1,195,000 |
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| Beds | 5 |
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| Baths | 5 |
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| Sqft | 3295 |
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| Architectural style | Ranch (37% match) |
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| Address | 260 20th AVE NE, NAPLES, FL 34120 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $1.2M, this home is 101% above the $595K median for 149 similar Ranch homes in Naples, FL.
- That works out to $363 per square foot, 5% above the $345 comparable rate.
- On the market 13 days.
| This home | $1,195,000 |
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| Ranch median in Naples, FL | $594,500 (149 homes) |
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| Price per sq ft | $363 vs. $345 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $7,895/month with 20% down at a 7.28% 30-year fixed rate. You would need about $338,374 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $6,541/mo |
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| Property tax (new-buyer reassessed rate) | $906/mo |
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| Homeowners insurance | $448/mo |
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| Total monthly | $7,895/mo |
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| Down payment (20%) | $239,000 |
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| Income needed | $338,374/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (72 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (72/100) |
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| Beats renting in | 31% of modeled paths |
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| Modeled 5-yr equity (median) | $683,708 |
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| Range (10th to 90th pct) | $433,213 to $988,975 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Naples, FL where local data is thin.
Local home values
Typical home values in Naples, FL have risen about 23% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow