home in Bend, OR
This 1,497-square-foot home in Bend, OR includes 3 bedrooms and 3 bathrooms.
| Price | $499,975 |
|---|
| Beds | 3 |
|---|
| Baths | 3 |
|---|
| Sqft | 1497 |
|---|
| Address | 20265 Schaeffer Dr, Bend, OR 97703 |
|---|
Why buy this home
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced a little under the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,312/month with 20% down at a 7.28% 30-year fixed rate. You would need about $141,929 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,737/mo |
|---|
| Property tax (new-buyer reassessed rate) | $387/mo |
|---|
| Homeowners insurance | $187/mo |
|---|
| Total monthly | $3,312/mo |
|---|
| Down payment (20%) | $99,995 |
|---|
| Income needed | $141,929/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (76 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (76/100) |
|---|
| Beats renting in | 38% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $310,283 |
|---|
| Range (10th to 90th pct) | $198,456 to $438,250 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Bend, OR where local data is thin.
Local home values
Typical home values in Bend, OR have risen about 6% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia