Cottage / Storybook home in Jacksonville, FL
A Cottage home in Jacksonville, FL, it offers 2 bedrooms and 1 bathroom across 898 square feet. The Cottage styling carries through the home's design.
| Price | $115,000 |
|---|
| Beds | 2 |
|---|
| Baths | 1 |
|---|
| Sqft | 898 |
|---|
| Architectural style | Cottage / Storybook (43% match) |
|---|
| Address | 760 WESTBROOK Road, Jacksonville, FL 32209 |
|---|
Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced below comparable homes.
- At $115K, this home is 50% below the $230K median for 286 similar Cottage / Storybook homes in Jacksonville, FL.
- That works out to $128 per square foot, 30% below the $182 comparable rate.
- On the market 12 days.
| This home | $115,000 |
|---|
| Cottage / Storybook median in Jacksonville, FL | $230,000 (286 homes) |
|---|
| Price per sq ft | $128 vs. $182 comps median |
|---|
It is well below comparable homes, which can mean condition issues, a smaller lot or living area, a leasehold, or a data quirk. Check the source listing before getting excited. Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $760/month with 20% down at a 7.28% 30-year fixed rate. You would need about $32,563 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $629/mo |
|---|
| Property tax (new-buyer reassessed rate) | $87/mo |
|---|
| Homeowners insurance | $43/mo |
|---|
| Total monthly | $760/mo |
|---|
| Down payment (20%) | $23,000 |
|---|
| Income needed | $32,563/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A (88 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A (88/100) |
|---|
| Beats renting in | 68% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $80,832 |
|---|
| Range (10th to 90th pct) | $54,192 to $111,424 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia