Ranch home in Birmingham, AL
A Ranch home in Birmingham, AL, it offers 3 bedrooms and 2 bathrooms across 2,238 square feet. Its Ranch character defines the property's look.
| Price | $565,000 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 2238 |
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| Architectural style | Ranch (61% match) |
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| Address | 1364 Swallow Ln, Birmingham, AL 35213 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Trulia.
Is this a good buy?
Priced above comparable homes.
- At $565K, this home is 214% above the $180K median for 414 similar Ranch homes in Birmingham, AL.
- That works out to $252 per square foot, 123% above the $113 comparable rate.
- On the market 24 days.
| This home | $565,000 |
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| Ranch median in Birmingham, AL | $179,900 (414 homes) |
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| Price per sq ft | $252 vs. $113 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $3,498/month with 20% down at a 7.28% 30-year fixed rate. You would need about $149,895 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,093/mo |
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| Property tax (new-buyer reassessed rate) | $193/mo |
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| Homeowners insurance | $212/mo |
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| Total monthly | $3,498/mo |
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| Down payment (20%) | $113,000 |
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| Income needed | $149,895/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (60 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (60/100) |
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| Beats renting in | 12% of modeled paths |
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| Modeled 5-yr equity (median) | $255,944 |
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| Range (10th to 90th pct) | $147,182 to $382,177 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Trulia