home in Jacksonville, FL
Set in Jacksonville, FL, this home provides 3 bedrooms and 2 bathrooms across 1,400 square feet. The listing highlights swimming pool and attached garage.
| Price | $264,900 |
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| Beds | 3 |
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| Baths | 2 |
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| Sqft | 1400 |
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| Address | 5684 Baywood Terrace, Jacksonville, FL 32211 |
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Why buy this home
- Features: attached garage, swimming pool.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced in line with the area.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,750/month with 20% down at a 7.28% 30-year fixed rate. You would need about $75,009 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,450/mo |
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| Property tax (new-buyer reassessed rate) | $201/mo |
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| Homeowners insurance | $99/mo |
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| Total monthly | $1,750/mo |
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| Down payment (20%) | $52,980 |
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| Income needed | $75,009/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B+ (77 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B+ (77/100) |
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| Beats renting in | 42% of modeled paths |
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| Modeled 5-yr equity (median) | $163,105 |
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| Range (10th to 90th pct) | $107,289 to $230,438 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Jacksonville, FL where local data is thin.
Local home values
Typical home values in Jacksonville, FL have risen about 18% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately