home in Phoenix, AZ
Set in Phoenix, AZ, this home provides 4 bedrooms and 2 bathrooms across 1,558 square feet.
| Price | $365,000 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1558 |
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| Address | 4134 W Cactus Wren Drive, Phoenix, AZ 85051 |
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Why buy this home
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced in line with the area.
- New to market (3 days), so expect competition.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,323/month with 20% down at a 7.28% 30-year fixed rate. You would need about $99,572 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,998/mo |
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| Property tax (new-buyer reassessed rate) | $189/mo |
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| Homeowners insurance | $137/mo |
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| Total monthly | $2,323/mo |
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| Down payment (20%) | $73,000 |
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| Income needed | $99,572/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home A+ (96 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | A+ (96/100) |
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| Beats renting in | 89% of modeled paths |
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| Modeled 5-yr equity (median) | $329,622 |
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| Range (10th to 90th pct) | $233,387 to $444,143 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Phoenix, AZ where local data is thin.
Local home values
Typical home values in Phoenix, AZ have risen about 8% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately