Ranch home in Santa Rosa, CA
Set in Santa Rosa, CA, this Ranch home provides 4 bedrooms and 2 bathrooms across 1,370 square feet. Its Ranch character defines the property's look.
| Price | $679,900 |
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| Beds | 4 |
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| Baths | 2 |
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| Sqft | 1370 |
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| Architectural style | Ranch (47% match) |
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| Address | 1820 Shelley Drive, Santa Rosa, CA 95401 |
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Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced a little under the area.
- At $680K, this home is 9% below the $750K median for 257 similar Ranch homes in Santa Rosa, CA.
- That works out to $496 per square foot, 5% above the $474 comparable rate.
| This home | $679,900 |
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| Ranch median in Santa Rosa, CA | $750,000 (257 homes) |
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| Price per sq ft | $496 vs. $474 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,656/month with 20% down at a 7.28% 30-year fixed rate. You would need about $199,561 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,722/mo |
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| Property tax (new-buyer reassessed rate) | $680/mo |
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| Homeowners insurance | $255/mo |
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| Total monthly | $4,656/mo |
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| Down payment (20%) | $135,980 |
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| Income needed | $199,561/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 19% of modeled paths |
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| Modeled 5-yr equity (median) | $360,318 |
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| Range (10th to 90th pct) | $222,097 to $525,717 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Santa Rosa, CA where local data is thin.
Local home values
Typical home values in Santa Rosa, CA have risen about 4% over the past 5 years (0% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately