Townhouse / Rowhouse home in Santa Cruz, CA
This Townhouse home in Santa Cruz, CA offers 2 bedrooms and 2 bathrooms across 1,400 square feet. The Townhouse styling carries through the home's design.
| Price | $650,000 |
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| Beds | 2 |
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| Baths | 2 |
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| Sqft | 1400 |
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| Architectural style | Townhouse / Rowhouse (31% match) |
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| Address | 1250 Soquel Ave, Santa Cruz, CA 95062 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $650K, this home is 24% below the $850K median for 26 similar Townhouse / Rowhouse homes in Santa Cruz, CA.
- That works out to $464 per square foot, 28% below the $644 comparable rate.
- On the market 8 days.
| This home | $650,000 |
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| Townhouse / Rowhouse median in Santa Cruz, CA | $850,000 (26 homes) |
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| Price per sq ft | $464 vs. $644 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,452/month with 20% down at a 7.28% 30-year fixed rate. You would need about $190,785 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,558/mo |
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| Property tax (new-buyer reassessed rate) | $650/mo |
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| Homeowners insurance | $244/mo |
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| Total monthly | $4,452/mo |
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| Down payment (20%) | $130,000 |
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| Income needed | $190,785/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (67 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (67/100) |
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| Beats renting in | 20% of modeled paths |
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| Modeled 5-yr equity (median) | $345,468 |
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| Range (10th to 90th pct) | $213,818 to $503,925 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Santa Cruz, CA where local data is thin.
Local home values
Typical home values in Santa Cruz, CA have risen about 12% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow