Townhouse / Rowhouse home in BIRMINGHAM, AL
Set in BIRMINGHAM, AL, this Townhouse home provides 2 bedrooms and 1.5 bathrooms across 1,294 square feet. The Townhouse styling carries through the home's design.
| Price | $226,000 |
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| Beds | 2 |
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| Baths | 1.5 |
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| Sqft | 1294 |
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| Architectural style | Townhouse / Rowhouse (90% match) |
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| Address | 1403 17TH STREET S, BIRMINGHAM, AL 35205 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $226K, this home is 28% below the $315K median for 47 similar Townhouse / Rowhouse homes in Birmingham, AL.
- That works out to $175 per square foot, 12% below the $199 comparable rate.
- On the market 23 days.
| This home | $226,000 |
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| Townhouse / Rowhouse median in Birmingham, AL | $315,000 (47 homes) |
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| Price per sq ft | $175 vs. $199 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $1,399/month with 20% down at a 7.28% 30-year fixed rate. You would need about $59,958 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,237/mo |
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| Property tax (new-buyer reassessed rate) | $77/mo |
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| Homeowners insurance | $85/mo |
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| Total monthly | $1,399/mo |
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| Down payment (20%) | $45,200 |
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| Income needed | $59,958/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (63 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (63/100) |
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| Beats renting in | 16% of modeled paths |
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| Modeled 5-yr equity (median) | $105,675 |
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| Range (10th to 90th pct) | $62,323 to $157,414 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Birmingham, AL where local data is thin.
Local home values
Typical home values in Birmingham, AL have risen about 16% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately