Victorian / Queen Anne home in Cincinnati, OH
This Victorian multifamily home in Cincinnati, OH offers 2,562 square feet. The Victorian styling carries through the home's design.
| Price | $599,900 |
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| Sqft | 2562 |
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| Architectural style | Victorian / Queen Anne (34% match) |
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| Address | 2806 Observatory Avenue, Cincinnati, OH 45208 |
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Why buy this home
- Confirmed Victorian / Queen Anne architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced above comparable homes.
- At $600K, this home is 85% above the $325K median for 327 similar Victorian / Queen Anne homes in Cincinnati, OH.
- That works out to $234 per square foot, 46% above the $160 comparable rate.
- On the market 23 days.
| This home | $599,900 |
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| Victorian / Queen Anne median in Cincinnati, OH | $325,000 (327 homes) |
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| Price per sq ft | $234 vs. $160 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,304/month with 20% down at a 7.28% 30-year fixed rate. You would need about $184,436 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,284/mo |
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| Property tax (new-buyer reassessed rate) | $795/mo |
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| Homeowners insurance | $225/mo |
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| Total monthly | $4,304/mo |
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| Down payment (20%) | $119,980 |
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| Income needed | $184,436/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C (56 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C (56/100) |
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| Beats renting in | 6% of modeled paths |
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| Modeled 5-yr equity (median) | $262,160 |
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| Range (10th to 90th pct) | $148,056 to $397,210 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Cincinnati, OH where local data is thin.
Local home values
Typical home values in Cincinnati, OH have risen about 26% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately