Ranch home in Fort Collins, CO
This Ranch home in Fort Collins, CO offers 5 bedrooms and 3 bathrooms across 3,396 square feet. The Ranch styling carries through the home's design.
| Price | $650,000 |
|---|
| Beds | 5 |
|---|
| Baths | 3 |
|---|
| Sqft | 3396 |
|---|
| Architectural style | Ranch (36% match) |
|---|
| Address | 4812 Ruidosa Dr, Fort Collins, CO 80524 |
|---|
Why buy this home
- Confirmed Ranch architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $650K, this home is 16% above the $563K median for 252 similar Ranch homes in Fort Collins, CO.
- That works out to $191 per square foot, 34% below the $288 comparable rate.
- On the market 79 days, longer than usual here, so the seller may be open to offers.
| This home | $650,000 |
|---|
| Ranch median in Fort Collins, CO | $562,500 (252 homes) |
|---|
| Price per sq ft | $191 vs. $288 comps median |
|---|
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,078/month with 20% down at a 7.28% 30-year fixed rate. You would need about $174,767 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,558/mo |
|---|
| Property tax (new-buyer reassessed rate) | $276/mo |
|---|
| Homeowners insurance | $244/mo |
|---|
| Total monthly | $4,078/mo |
|---|
| Down payment (20%) | $130,000 |
|---|
| Income needed | $174,767/yr |
|---|
A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C+ (64 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C+ (64/100) |
|---|
| Beats renting in | 18% of modeled paths |
|---|
| Modeled 5-yr equity (median) | $312,841 |
|---|
| Range (10th to 90th pct) | $187,418 to $466,890 |
|---|
A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Fort Collins, CO where local data is thin.
Local home values
Typical home values in Fort Collins, CO have risen about 11% over the past 5 years (-1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow