Townhouse / Rowhouse home in Decatur, GA
Set in Decatur, GA, this Townhouse home provides 2 bedrooms and 3 bathrooms across 1,293 square feet. It sits within the greater Atlanta, GA area.
| Price | $400,000 |
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| Beds | 2 |
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| Baths | 3 |
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| Sqft | 1293 |
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| Architectural style | Townhouse / Rowhouse (52% match) |
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| Address | 101 Mary Gay Ct, Decatur, GA 30030 |
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Why buy this home
- Confirmed Townhouse / Rowhouse architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced a little under the area.
- At $400K, this home is 11% below the $450K median for 1893 similar Townhouse / Rowhouse homes in Atlanta, GA.
- That works out to $309 per square foot, 33% above the $232 comparable rate.
- New to market (5 days), so expect competition.
| This home | $400,000 |
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| Townhouse / Rowhouse median in Atlanta, GA | $450,000 (1893 homes) |
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| Price per sq ft | $309 vs. $232 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,646/month with 20% down at a 7.28% 30-year fixed rate. You would need about $113,406 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $2,189/mo |
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| Property tax (new-buyer reassessed rate) | $307/mo |
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| Homeowners insurance | $150/mo |
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| Total monthly | $2,646/mo |
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| Down payment (20%) | $80,000 |
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| Income needed | $113,406/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B- (66 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B- (66/100) |
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| Beats renting in | 18% of modeled paths |
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| Modeled 5-yr equity (median) | $204,507 |
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| Range (10th to 90th pct) | $126,346 to $299,243 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Atlanta, GA where local data is thin.
Local home values
Typical home values in Atlanta, GA have risen about 19% over the past 5 years (-2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow