home in Naperville, IL
This condo in Naperville, IL offers 2 bedrooms and 1 bathroom across 1,142 square feet. It sits within the greater Chicago, IL area.
| Price | $279,900 |
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| Beds | 2 |
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| Baths | 1 |
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| Sqft | 1142 |
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| Address | 3089 Kentshire Circle Unit 3089, Naperville, IL 60564 |
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Why buy this home
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,122/month with 20% down at a 7.28% 30-year fixed rate. You would need about $90,952 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,532/mo |
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| Property tax (new-buyer reassessed rate) | $485/mo |
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| Homeowners insurance | $105/mo |
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| Total monthly | $2,122/mo |
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| Down payment (20%) | $55,980 |
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| Income needed | $90,952/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home C- (53 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | C- (53/100) |
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| Beats renting in | 4% of modeled paths |
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| Modeled 5-yr equity (median) | $115,796 |
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| Range (10th to 90th pct) | $63,364 to $176,075 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Chicago, IL where local data is thin.
Local home values
Typical home values in Chicago, IL have risen about 27% over the past 5 years (+5% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately