Cottage / Storybook home in Bozeman, MT
A Cottage condo in Bozeman, MT, it offers 1 bedroom and 1 bathroom across 745 square feet. The Cottage styling carries through the home's design.
| Price | $660,000 |
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| Beds | 1 |
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| Baths | 1 |
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| Sqft | 745 |
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| Architectural style | Cottage / Storybook (41% match) |
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| Address | 37 W Main St Unit A, Bozeman, MT 59715 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Zillow.
Is this a good buy?
Priced below comparable homes.
- At $660K, this home is 12% below the $752K median for 22 similar Cottage / Storybook homes in Bozeman, MT.
- That works out to $886 per square foot, 113% above the $415 comparable rate.
- New to market (4 days), so expect competition.
| This home | $660,000 |
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| Cottage / Storybook median in Bozeman, MT | $752,000 (22 homes) |
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| Price per sq ft | $886 vs. $415 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $4,267/month with 20% down at a 7.28% 30-year fixed rate. You would need about $182,877 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $3,613/mo |
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| Property tax (new-buyer reassessed rate) | $407/mo |
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| Homeowners insurance | $248/mo |
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| Total monthly | $4,267/mo |
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| Down payment (20%) | $132,000 |
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| Income needed | $182,877/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (74 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (74/100) |
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| Beats renting in | 35% of modeled paths |
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| Modeled 5-yr equity (median) | $392,660 |
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| Range (10th to 90th pct) | $253,537 to $559,722 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Bozeman, MT where local data is thin.
Local home values
Typical home values in Bozeman, MT have risen about 11% over the past 5 years (+1% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Zillow