Cottage / Storybook home in Reno, NV
Set in Reno, NV, this Cottage home provides 1 bedroom and 1 bathroom across 638 square feet. The Cottage styling carries through the home's design.
| Price | $350,000 |
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| Beds | 1 |
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| Baths | 1 |
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| Sqft | 638 |
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| Architectural style | Cottage / Storybook (43% match) |
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| Address | 963 S Center Street, Reno, NV 89501 |
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Why buy this home
- Confirmed Cottage / Storybook architecture, matched from the listing photos by Enzo's vision model.
- Links directly to the original source listing on Estately.
Is this a good buy?
Priced below comparable homes.
- At $350K, this home is 34% below the $533K median for 48 similar Cottage / Storybook homes in Reno, NV.
- That works out to $549 per square foot, 63% above the $336 comparable rate.
- On the market 13 days.
| This home | $350,000 |
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| Cottage / Storybook median in Reno, NV | $532,500 (48 homes) |
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| Price per sq ft | $549 vs. $336 comps median |
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Enzo's reads public listing data and links to the original source. Confirm condition, HOA, taxes and fees there. This is a signal, not advice.
What it costs to own
Estimated at $2,219/month with 20% down at a 7.28% 30-year fixed rate. You would need about $95,105 in gross annual income to keep housing within a 28% ratio.
| Mortgage (P&I) | $1,916/mo |
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| Property tax (new-buyer reassessed rate) | $172/mo |
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| Homeowners insurance | $131/mo |
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| Total monthly | $2,219/mo |
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| Down payment (20%) | $70,000 |
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| Income needed | $95,105/yr |
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A signal to compare homes, not financial advice or a loan offer.
Financial outlook (modeled)
Enzo's grades this home B (75 out of 100) over a 5-year hold, from a Monte-Carlo of local home-price dynamics and the interest-rate path versus renting.
| Grade | B (75/100) |
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| Beats renting in | 37% of modeled paths |
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| Modeled 5-yr equity (median) | $205,791 |
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| Range (10th to 90th pct) | $131,654 to $292,753 |
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A probabilistic model built on public data (Zillow ZHVI, FRED rates), not a guarantee or financial advice. Local price dynamics are pooled toward Reno, NV where local data is thin.
Local home values
Typical home values in Reno, NV have risen about 11% over the past 5 years (+2% in the last year), per the Zillow Home Value Index. This reflects the metro market, not this specific home.
View this home on Estately